Direct Invest with Signals Matter Advisors.
- Troubled by the potential for recession ahead?
- Worried about your stock & bond investments?
- In need of straight-talk, not sales-talk?
- Looking for an advisor that pulls all this together for you?
- And does the investing for you?
- At half-off Wall Street advisory fees?
Then you’ve come to the right place because:
- We track and share recession probabilities each week.
- We go elsewhere when stocks & bonds are falling.
- Our Signals Matter subscribers trust us.
- We publish Pulling It All Together each week.
- We do the investing for you. You do the watching.
- We discount Wall Street fees by half.
Signals Matter Direct Invest is a Portfolio Service provided by Signals Matter Advisors that facilitates direct investing in portfolios published by Signals Matter.com.
We do the
SIGNALS MATTTER ADVISORS
Now for everyone.
We trade. You watch.
You sit back and watch tables and charts like these:
- Realtime Market and Performance Valuation
- Pie Chart Diversification across Morningstar Asset Classes
- Your Performance Return versus Traditional Stocks & Bonds
- Portfolio Value versus Net Amounts Invested
- Detailed Performance foreach Portfolio Security
Timing matters. Automate.
Can you time the markets? No.
Can you make timely investments? Yes.
Our market signals do matter, so timing is important.
Automate with Signals Matter Advisors and never miss a trade.
Put your investing on autopilot.
Investing on autopilot doesn't mean walking away. Check your investments on our mobile app. Spend more time doing the things you want to do.
Diversify away from stocks and bonds.
Let’s be honest. Safe investing is about diversified investing, especially when correlations between major asset classes converge. Rising interest rates are adversely affecting both stocks and bonds to the point of no investment return.
That's why we allocate towards currencies, commodities, actively-managed and inverse ETFs that profit when stocks and bonds fall. Safe investing diversifies, while lowering portfolio-level volatility. It’s that simple.
Let your profits run. Cut your losses short.
We automate investing into ETFs that are working and out of ETFs that are not working, thereby cutting losses short for our clients. That requires discipline and knowing how to hedge. As prior hedge fund managers, we've been cutting losses short for accredited investors for decades. Now we're doing the same for retail investors of any size. Investors that lose less, wait less for portfolio dips to rebound.
Why we're unique and different compared to other RIAs:
We are laser-focused on making money by not losing it.
We contain losses to improve profitability during high-risk periods.
We stick to our niche, portfolio management.
We tune our portfolios to client-specific capacity & tolerance for risk.
We constantly measure global market risk and act on it.
We accept that rising interest rates are a problem.
We embrace all client-types, retail to the uber-wealthy.
We care about the small retail investor, no matter what the wealth level.
Our minimums are $10,000, exceptionally low by comparison.
We contain losses to improve profitability during high-risk periods.
We accept Direct Invest accounts from other RIAs seeking to diversify their clients.
How about a bit of background on Signals Matter Advisors?
Signals Matter Advisors is an SEC-Registered Investment Advisor (RIA) that manages investment accounts for subscribers to our publishing services at www.SignalsMatter.com; for investors that are not subscribed to www.SignalsMatter.com; or for both.
What's an RIA?
A registered investment advisor (RIA) is a firm that advises clients on securities investments and typically manages investment portfolios. RIAs are registered with either the U.S. Securities and Exchange Commission (SEC) and/or state securities administrators. RIAs are typically independent advisory businesses, unlike FA's (Financial Advisors) who typically provide financial advice from a broker/dealer platform.
Why open an account at Signals Matter Advisors?
Subscribers to Signals Matter publishing services, and non-subscribers as well, open investment accounts with Signals Matter Advisors to automate portfolio investing. Signals Matter Model Portfolios, provided within the publishing service, are actively-managed and can often be difficult and/or time-consuming to trade. In essence, Signals Matter Advisors does the driving (trading) while investors do the watching, monitoring allocations and performance online. This way, Signals Matter subscribers never miss a trade or portfolio rebalance.
How am I matched to a particular Model Portfolio?
Matching a portfolio solution to a client's unique risk capacity, tolerance, and composure is foundational to successful investing. By answering a series of telling questions, investors develop their own risk profiles by scoring with Warren Buffet's 3D Risk Profile, on a scale of 0-100. The rest is up to us. We pair you with one of five Model Portfolio solutions that fits your risk profile: Conservative, Moderately Conservative, Moderate, Moderately Aggressive and Aggressive.
What if the Model Portfolio assigned seems too Conservate or Aggressive for me?
No worries. Investors have the ability to move up (or down) one notch in Model Portfolio assignments before opening an account.
How do the Model Portfolios differ from one another? Say Conservate vs. Aggressive?
Conservatively-scored investors are paired with the Conservative Portfolio. Aggressively-scored investors are paired to the Aggressive Portfolio. That's because we handicap all Model Portfolios by Global Market Risk, so that Conservative investors take less market risk than Aggressive investors.
Define Global Market Risk for me.
Global Market Risk is determined at Signals Matter by an internal tool we call Storm Tracker, which constantly monitors levels of GDP; yield curve variances; trends across global equities, bonds, currencies, and commodities in an extensive array of over 100 leading and proprietary indicators. Measuring global market risk is a strategic concept that requires experience, discipline and constant monitoring of global macro and market risk factors.
How does Global Market Risk relate to my Model Portfolio Assignment?
Investors with low Warren Buffett 3D Risk Profile Scores (indicating an aversion to risk) are assigned to the Conservative Portfolio. Investors with high Warren Buffet 3D Risk Profile Scores (indicating an ability to take on high risk) are assigned to the Aggressive Portfolio, and so on and so forth for investors and Portfolios whose risk profiles fall in between these scores.
What happens when Global Market Risk Scores change?
As Market Risk Scores rise and fall, Model Portfolio allocations are automatically adjusted across all Portfolio types by Signals Matter Advisors. We do all that "driving" for you. You just watch the "road map."
How long does it take for me to get invested?
About 15-minutes by taking three super-easy steps: Review and e-Sign our Advisory Agreement. Review our regulatory disclosures. Transfer cash into your account.
How so fast?
By virtue of digital financial technology, or Fintech.
Fintech? What's Fintech?
FinTech (financial technology) is a catch-all term referring to software, mobile applications, and other technologies created to improve and automate safe and secure financial services like mobile banking, peer-to-peer payment services (Venmo by example), internet portfolio managers like Signals Matter Advisors, and trading platforms such Apex Clearing and Orion Financial (our Fintech platform providers).
Who initiates my trades and custodies/holds my assets?
Orion Advisor Technology is our technology, investing, and service partner for trade initiation, client reporting, billing, business intelligence, marketing, and data services. APEX Financial Solutions is our platform partner for trading, clearing and custody of portfolio positions.
What account types do you support?
We support five types of accounts, taxable and non-taxable. Taxable accounts include individual and joint accounts. Non-taxable accounts include Traditional IRAs, Roth IRAs, and Simple IRAs.
How do I open an account?
First, tell us about you and your goals so we can assign a suitable Warren Buffett 3D Risk Profile Score. Thereafter, you DocuSign our agreements. Then you fund your account by cash wire transfer or by ACH (Automatic Clearing House) electronic payment. Take note: We do not accept already-owned/held securities though the Automated Customer Account Transfer Service (ACATS) system, which means an investor may need to liquidate its investments before transfer. Thus, investors seeking to rollover their IRAs, by example, will need to liquidate their current holdings first.
What are your account minimums?
Our minimum account size $10,000. Why? Because ETFs, like stocks, are priced differently. To enable an account to invest in up to 20 ETFs, some priced high and others low, the math tells us so.
How do I add money into my account once I'm up and running?
Simply wire or ACH funds to your individual Custodial Account at Apex Clearing.
How do I withdraw money from my account?
Simply request that we liquidate some or all of your investments and provide wire instructions.
Can I withdraw my money at any time?
Yes, you can initiate the withdrawal process on any weekday, excluding holidays. There are no "lock-ups" or "gates" separating you from your funds at any time. It's your money. Add or withdraw as and when you wish.
What will you provide by way of performance and tax reporting?
Portfolio performance reporting will be available online, 24/7, through your Orion Investor Portal and includes market valuations of your account, allocations by asset classes, performance return benchmarked to traditional stock & bond investing, portfolio values vs. your investment, and realized and unrealized gains/losses for any customized valuation period. Apex Clearing provides investors with consolidated 1099's for tax purposes annually.
Are ETFs regulated? And what happens when the regulations change?
ETFs have been a part of U.S. markets for more than 25 years and are regulated under the Securities Exchange Act of 1934, enforced by the Securities and Exchange Commission (SEC). Over time, changes in ETF regulation have been focused on evermore exacting Listing Standards that favor of protecting investors.
Will my money be SPIC or FDIC protected?
Your account will be SPIC protected for up to $250,000 in cash, or up to $500,000 in securities of which $250,000 can be cash. FDIC insurance is not available as your account will not be hosted at a bank or institution where deposits are federally protected.
How do I open an account?